What we do
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Conforming
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Jumbo
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A-D Credit
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Reverse Mortgages
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Creative Financing
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Buyer/Seller Negotiation
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Private "Hard Money"
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Foreclosure Avoidance
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Single Family
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Muilti-Family
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Condo
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Investment
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Manufactured Homes
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and more..
Pay Application Fee
$50
Welcome
As Licensed Mortgage Brokers, my wife and I are able to present your loan application to multiple banks, lending institutions and investors. We will make sure you get the best mortgage to fit your needs.
Together, we have almost 30 years of experience, simply put, we have the experience to provide the service you want.
The current mortgage and real estate markets require that each situation be dealt with in a unique and personalized way.
Changing guidelines, banks and lenders going out of business, over-valued properties, short sale opportunities, stubborn sellers, stubborn buyers, and more.
All this can make buying, selling, financing or refinancing a complicated and very expensive process.
We handle every situation personally and individually. One size fits all is no longer enough.
A one-on-one conversation to determine your needs and the best way to help meet your goals is the first step.
An email or telephone call is all it takes. We'll do the rest.
APPLICATION
Or
Call
772-214-2904
Carlyn@BanyanMortgages.com
Easy going, professional, and personal service...
Bill Ramos
Carlyn Ramos
In order to keep our costs down and reduce the number of frivolous applications, we do require a non-refundable APPLICATION FEE which will be credited back to you at closing.
This $50 Application fee will cover the following:
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Discreet professional service
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Ordering your initial credit report
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A thorough analysis of your credit file
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Suggestions for improving your credit if necessary
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Document preparation
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Delivery to you of an initial loan package
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Submission to my pool of lenders and investors
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Long term electronic storage as required by law